Como sair do vermelho: 5 dicas

Por: Dicas & Finanças Image: Reprodução / google.com

O primeiro passo é não ter receio de falar sobre as dívidas. Entenda como construir uma melhor relação com o seu dinheiro.

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O Brasil tem hoje 67,5% de sua população endividada. Some-se a isso o desemprego que hoje afeta quase 15 milhões de pessoas adultas.

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Entender como sair do vermelho é, antes de tudo, entender que não existem receitas prontas. Mas um bom planejamento e organização podem resolver o rombo nas finanças.

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A falta de educação financeira desde cedo faz com que as pessoas não tenham conhecimento na hora de cuidar de algo tão importante como o dinheiro.

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Dinheiro também é motivo de briga entre casais: o principal incômodo é com o fato de uma das pessoas gastar além de suas condições.

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Buscar conhecimento para mudar este cenário é o primeiro passo para sair do vermelho. Para desenvolver uma relação mais saudável com o dinheiro, é preciso começar a falar mais sobre isso.

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Você precisa mapear e conhecer quais são as suas dívidas. Anote em um caderno ou em uma planilha o valor atualizado de cada dívida.

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Entre em contato com as pessoas ou empresas com quem você tem dívida, questione quais são os valores atualizados (com os juros), e anote no seu controle.

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