Financiamento: Quando Vale a Pena Antecipar as Parcelas?

Quando financiamento vale a pena? 10 motivos

Por: Dicas & Finanças Image: Reprodução / google.com

Financiamento pode valer a pena quando a taxa de juros é menor do que a rentabilidade de um investimento.

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É importante avaliar as condições do financiamento e compará-las com outras opções de crédito disponíveis no mercado.

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Ter um planejamento financeiro é fundamental para evitar endividamento.

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Antecipar as parcelas do financiamento pode trazer benefícios, como a diminuição do tempo total necessário para quitar a dívida.

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O Código de Defesa do Consumidor garante descontos dos juros embutidos nas parcelas pagas antecipadamente.

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É recomendado procurar o credor e informar sobre a vontade de antecipar as parcelas, solicitando o abatimento dos juros.

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Cada instituição adota um procedimento diferente para a antecipação de parcelas, por isso é importante se informar.

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Antecipar as parcelas pode ser uma boa opção para quem recebeu dinheiro extra ou conseguiu economizar.

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